With SECU’s range of personal loan options, you can fund big projects or maintain financial flexibility when life throws something unexpected your way.
SECU personal loans are available to members 18 years or older, living in North Carolina, South Carolina, Georgia, Tennessee, or Virginia. Explore personal loan options to get the extra money you may need at a monthly payment that fits your budget.
Looking to fund a dream vacation, consolidate debt, or pay for a wedding? Our Open-End and Closed-End Signature Loans can provide the financing you need to meet your goals.
Need to borrow money for a brief time period? Our Signature Term Note is a fixed-rate loan with a set term. You receive the agreed-upon amount to use as you need. Then, when your term is up, you make one convenient payment for the total amount borrowed and interest owed. We also offer Share-Secured and Share Term Certificate-Secured Term Notes, which use the value of your Share or STC Account as security for the loan.
Is your paycheck directly deposited in one of your SECU accounts? You may be eligible for a Salary Advance Loan, which can provide up to $500 deposited directly into your account. 1 Funds can be advanced through Member Access, our Mobile App, or ASK SECU our automated voice response system. 2
Get access to needed funds without depleting your savings. Funds in your Share Account are used as collateral for the loan. Once the loan is paid off, the hold on your Share Account is released. You continue to earn dividends on this Share Account during the loan term.
We strive to provide lending options to members at a fair and competitive rate. Learn more about how to qualify for a loan.
Make a plan for every dollar. We’ll break down the step-by-step process of creating a purposeful spending plan that can help you reach your goals.
Our lending service specialists are available daily from 8 a.m. - 9 p.m. to guide you through the lending process.
State Employees’ Credit Union conducts all member business in English. All origination, servicing, collection, marketing, and informational materials are provided in English only. As a service to our members, we will attempt to assist those who have limited English proficiency where possible.
SECU will not ask for personal information such as online credentials, account numbers, or card numbers via email, voice or text messaging.
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You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.
Please be advised that State Employees' Credit Union is responsible for the content we post to our social media sites. For more detailed information, please review our Terms of Use: Website and Social Media Accounts.
You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda). HMDA data for many other Financial institutions are also available at this website.
You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.
The website you are accessing is for clients of Credit Union Investment Services, Inc. (CUIS), an Investment Adviser registered with the State of North Carolina. CUIS offers investment advisory services to North Carolina residents. Securities are offered through SECU Brokerage Services, Inc., Member FINRA / SIPC. Investments are not NCUA insured, are not guaranteed by or obligations of any credit union or its affiliates, and may lose value including the principal amount invested.
The website you are accessing is maintained by a third party that CUIS has engaged to provide online access (the CUIS Portal) to information about your investment accounts with CUIS. The third party’s website presents its own terms, conditions and privacy and security policies, which may differ from those of the Credit Union.
If you have not yet registered for the CUIS Client Portal, please contact your investment representative or our Financial Advisory Services Contact Center at (800) 451-5467 so that we may invite you to register.
